Suncoast Dermatology Accounting department is always willing to assist our patients in meeting their financial obligations. Following is our office policy with regard to our financial policies.
MEDICARE: We are a participating Medicare provider. You will be responsible for 20% of the approved as well as any deductible not yet met. We collect your portion at the time of your visit.
CHAMPUS/CHAMPVA/TRICARE: We do not accept this unless prior arrangements and criteria have been met. You must have plan approval with the accounting staff prior to your claim being filed. All others will be expected to issue payment at time of service. All patients who have obtained prior approval will still be responsible for co-pay and deductible at time of service.
MEDICARE SUPPLEMENTAL INSURANCE: Several plans have signed an agreement with Medicare to automatically cross over. We have direct access to Medicare’s database to see what insurances have been approved for crossover. If your insurance is on the list, we will gladly file it for you. If it is not, we will request your co-pay at the time services are rendered. We will provide you with appropriate paperwork so that you may file your second insurance and be reimbursed.
BLUE CROSS/BLUE SHIELD OF FLORIDA: We are participating with BC/BS PPO plans. You are responsible for any co-pay and deductible at time of service. We are not participating with any BC/BS HMO or Healthoptions product. As a result, you, and not your insurance, are responsible for payment to us in full at time of insurance.
UNITED HEALTHCARE: We are a participating provider with many, but not all, of the United Healthcare plans. Please contact our office to determine if your plan is eligible.
HUMANA: We are a participating provider with many, but not all, of the Humana Healthcare plans. Please contact our office to determine if your plan is eligible.
CIGNA: We are a participating provider with many, but not all, of the Humana Healthcare plans. Please contact our office to determine if your plan is eligible.
AETNA: We are a participating provider with many, but not all, of the Humana Healthcare plans. Please contact our office to determine if your plan is eligible.
MEDICAID: We do not accept Medicaid or any Medicaid HMOs. Any Medicaid patient must go through clearance first with our office.
HMOs or Managed Care: We do not participate with all HMOs or Managed care plans. You are responsible for the entire payment at time service is rendered. Note: Most HMOs and Managed care plans will not reimburse you for your decision to go out of network. YOU must determine if your physician is in network.
NO INSURANCE: If you do not have any insurance, we ask that payment be made when services are rendered. If you must set up a payment plan, we ask that you meet with our accounting office prior to your visit to determine if you qualify.
COSMETIC PROCEDURES: All cosmetic procedures are payable prior to services being rendered.
CARE CREDIT: We are participating with care credit. You must speak with a member of our billing department to determine your eligibility.
OUTSIDE LAB AND/OR CHARGES: Please note that it may be necessary to utilize an outside laboratory for analysis of tissue obtained. Our office policy is to perform analysis on ALL specimens obtained. A separate charge will be incurred from that outside lab/facility which is billable to you.